Master Your Money, Achieve Your Dream

- Financial Coaching & Personal Finance Help
- Budgeting, Debt Pay Down, & Savings
Money Smart for Life

Financial Coaching to Help You Gain Control of Your Money … and Your Life

If You Are:

– An artist, freelancer, or gig worker with variable income

– A young adult and you want to manage your money wisely (or you’re a parent and you want this for your young adult child)

– At Any Stage of Life and Need Help Overcoming Overwhelm and Feeling Secure with Your Personal Finances

Money Doesn't Have to Hold You Back

Susan T

"Debra made me feel heard. I never felt judged.

After completing Debra's program, I feel more enlightened and not so scared of the future financially.

She talked to my situation, specifically, instead of making blanket statements, and focused on what was important to me.

She has such a great gift. She can help so many people!"
- S.B.

"Debra made me feel heard. I never felt judged.

After completing Debra's program, I feel more enlightened and not so scared of the future financially.

She talked to my situation, specifically, instead of making blanket statements, and focused on what was important to me.

She has such a great gift. She can help so many people!"
- S.B.

"Debra made me feel comfortable from the start and after working with her, I feel 1,000 times better. She helped me to shift my relationship with money and subsequently, to also shift my mindset and behavior in terms of saving and spending. I feel more empowered and in control of my finances. I know what I need to do, and I no longer experience avoidance or shame around money. I have strongly recommended her to others and will continue to do so. "
- S.T.

Amber and Emir

"Debra made me feel heard. I never felt judged.

After completing Debra's program, I feel more enlightened and not so scared of the future financially.

She talked to my situation, specifically, instead of making blanket statements, and focused on what was important to me.

She has such a great gift. She can help so many people!"
- S.B.

"Debra made me feel heard. I never felt judged.

After completing Debra's program, I feel more enlightened and not so scared of the future financially.

She talked to my situation, specifically, instead of making blanket statements, and focused on what was important to me.

She has such a great gift. She can help so many people!"
- S.B.

"We’re feeling more optimistic after working with Debra. We’ve paid down two credit cards, and have a plan in place to pay down two more. We also feel more confident now that we’re on the same page. We learned a ton of concepts and practices that we were able apply right away."
Amber and Emir Davis

Marquita

"Debra made me feel heard. I never felt judged.

After completing Debra's program, I feel more enlightened and not so scared of the future financially.

She talked to my situation, specifically, instead of making blanket statements, and focused on what was important to me.

She has such a great gift. She can help so many people!"
- S.B.

"Debra made me feel heard. I never felt judged.

After completing Debra's program, I feel more enlightened and not so scared of the future financially.

She talked to my situation, specifically, instead of making blanket statements, and focused on what was important to me.

She has such a great gift. She can help so many people!"
- S.B.

"I love your demeanor, professionalism, and understanding.

You give real life examples. You’re very understanding and nonjudgemental, and honest and encouraging.

I knew I was spending a lot of money but didn’t know where. You helped me create goals, and think about spending and saving as it relates to my two children. You helped me figure out what’s most important to me, and be intentional."
- Marquita Ebron

Sean

"Debra made me feel heard. I never felt judged.

After completing Debra's program, I feel more enlightened and not so scared of the future financially.

She talked to my situation, specifically, instead of making blanket statements, and focused on what was important to me.

She has such a great gift. She can help so many people!"
- S.B.

"Debra made me feel heard. I never felt judged.

After completing Debra's program, I feel more enlightened and not so scared of the future financially.

She talked to my situation, specifically, instead of making blanket statements, and focused on what was important to me.

She has such a great gift. She can help so many people!"
- S.B.

"Debra made me feel heard. I never felt judged.

After completing Debra's program, I feel more enlightened and not so scared of the future financially.

She talked to my situation, specifically, instead of making blanket statements, and focused on what was important to me.

She has such a great gift. She can help so many people!"
- S.B.

Stumpf

"Debra made me feel heard. I never felt judged.

After completing Debra's program, I feel more enlightened and not so scared of the future financially.

She talked to my situation, specifically, instead of making blanket statements, and focused on what was important to me.

She has such a great gift. She can help so many people!"
- S.B.

"Debra made me feel heard. I never felt judged.

After completing Debra's program, I feel more enlightened and not so scared of the future financially.

She talked to my situation, specifically, instead of making blanket statements, and focused on what was important to me.

She has such a great gift. She can help so many people!"
- S.B.

"Debra helped us to create a spending plan, which we had never done before. She took us through in an organized way, and made it so manageable for us.
The most exciting thing was getting rid of our credit card debt!
DEBRA HAS A TREMENDOUSLY SUPPORTIVE APPROACH. We had a lot of negative emotions about money and could gradually let go of them because she was so positive, and we saw results.
We feel very relieved!"
- T.S. & H.S.

John Letaw

"Payment for these financial coaching sessions is perhaps the best investment I’ve ever made.

Due to the economic shutdown during COVID, a family member lost his job and his business. ... I bought them a gift certificate for 12 sessions with Deb.

Before they even finished their coaching sessions, they had already paid off their consumer debt; negotiated down some debt (then paid it off); set aside a good emergency fund; set aside more money for upcoming expenses; and started tuition payment for an advanced degree.

Their life has turned around from resigned despair to one of great anticipation."
- J.Letaw, Author of TRICARE Around the World

"Payment for these financial coaching sessions is perhaps the best investment I’ve ever made.

Due to the economic shutdown during COVID, a family member lost his job and his business. ... I bought them a gift certificate for 12 sessions with Deb.

Their life has turned around from resigned despair to one of great anticipation."
- J.Letaw, Author of TRICARE Around the World

"Payment for these financial coaching sessions is perhaps the best investment I’ve ever made.

I bought a family member a gift certificate to work with Deb.

Their life has turned around from resigned despair to one of great anticipation."
- J.Letaw, Author of TRICARE Around the World

Coco

"This class was awesome!

My college major was on the creative side, and personal finances always kind of scared me. But Debra broke it down into easily digestible pieces, and we had so much fun!

I learned that it comes down to a few overarching themes, and making early, small, good choices can set you up for life."

- Coco Hull

"This class was awesome!

My college major was on the creative side, and personal finances always kind of scared me. But Debra broke it down into easily digestible pieces, and we had so much fun!

I learned that it comes down to a few overarching themes, and making early, small, good choices can set you up for life."

- Coco Hull

"This class was awesome!

My college major was on the creative side, and personal finances always kind of scared me. But Debra broke it down into easily digestible pieces, and we had so much fun!

I learned that it comes down to a few overarching themes, and making early, small, good choices can set you up for life."

- Coco Hull

Cynthia Cross HFA

Thank you SO much for facilitating the Financial Wellness workshop today on behalf of the Women’s Collective. It was such an insightful and interactive workshop, and I’ve received a number of messages from attendees expressing the same. The topics you covered were very relatable, for every age group.
- Eva Cole, Assistant Vice President, US Data & Analytics, Marsh Advisory

"The presentation was fantastic! We’ve received great feedback about how much people learned and how beneficial it was. Everyone who responded to the survey agreed the information was provided in a way they understood, that you were knowledgeable about the topic, and that it was presented in an interesting way."
- C.C., Services Manager, HFA

Marsh - Eva Cole

Thank you SO much for facilitating the Financial Wellness workshop today on behalf of the Women’s Collective. It was such an insightful and interactive workshop, and I’ve received a number of messages from attendees expressing the same. The topics you covered were very relatable, for every age group.
- Eva Cole, Assistant Vice President, US Data & Analytics, Marsh Advisory

Susan Tripi

“Your heart of compassion and desire to educate women through a difficult time comes shining through! You make financial management feel less overwhelming and achievable - and that is a gift!”
- Susan Tripi, Women's Empowerment Coach

Wellness Workshops

About Debra's Financial Wellness Workshops:

“The presentation was fantastic! It’s SUCH desperately needed information!”

"It was a great presentation! We had great feedback from the participants! They would have loved to have you in person, so hopefully you can do that soon.”

“PNWBD LOVED your presentation! Thank you so much!”

About Debra's Financial Wellness Workshops:

“The presentation was fantastic! It’s SUCH desperately needed information!”

"It was a great presentation! We had great feedback from the participants! They would have loved to have you in person, so hopefully you can do that soon.”

“PNWBD LOVED your presentation! Thank you so much!”

About Debra's Financial Wellness Workshops:

“The presentation was fantastic! It’s SUCH desperately needed information!”

"It was a great presentation! We had great feedback from the participants! They would have loved to have you in person, so hopefully you can do that soon.”

“PNWBD LOVED your presentation! Thank you so much!”

Money Smart for Life’s Services:

Individual Financial Coaching

Feel great about your financial life and your future. Move beyond overwhelm, gain clarity, and implement systems that work for your life and propel you forward. Yes, you can get good with money!

Learn More About Coaching

Financial Education Classes

Want to learn about personal finance? Or have a teen or young adult, and want them to start off adulthood on a money-smart path? These fun, engaging, classes cover the essentials and result in money saavy!

Learn More About Classes

Financial Wellness Workshops

Take care of your employees or community with these interactive workshops designed to spark financial action and reduce money stress. Every wellness program should include financial wellness!

Learn More About Workshops

In the News!

Debra was quoted in an article in The Boston Globe called Here’s what eight Mass. financial experts say you should put on your New Year’s resolutions list

Debra’s article, Five Financial Values I Want My Teens to Learn Before They Leave Home, was published in Grown & Flown

Feature article in Business Innovators Magazine: “Navigating Financial Wellness: Insights from Coach Debra Jacobs”

Featured in Keller Williams newsletter

Interviewed on the Time for Brunch podcast about the intersection of money and passions (in this case, running)

Master Your Money, Achieve Your Dream

- Financial Coaching & Personal Finance Help - Budgeting, Debt Pay Down, & SavingsMoney Smart for Life

Financial Coaching to Help You Gain Control of Your Money … and Your Life

If You Are:

– An artist, freelancer, or gig worker with variable income

– A young adult and you want to manage your money wisely (or you’re a parent and you want this for your young adult child)

– At Any Stage of Life and Need Help Overcoming Overwhelm and Feeling Secure with Your Personal Finances

Money Doesn't Have to Hold You Back

Individual Financial Coaching

Financial Education Classes

Financial Wellness Workshops

- Financial Coaching & Personal Finance Help
- Budgeting, Debt Pay Down, & Savings
Money Smart for Life