Financial
Education
Classes
Looking for a fun, interactive financial education class for your young adult – or for yourself?
If only they taught this in high school or college – but sadly, they don’t!
Gain must-have information and learn steps to take NOW to set yourself up for a financially saavy future.
Boring? No way!!!
Have fun while you learn skills that will put you ahead for life!
Choose the class you want, then put together a group of three or more students and we’ll hold classes (live online) on days and times that work for you!
We’ll cover the basics of values-based spending, budgeting, banking, debt & credit, and relationships and money.
- 5 hours of classes
- Class capped at 10; minimum of 5
$250/student
Covers everything in “The Basics,” plus what to know for your first “real” job, taxes, and an introduction to investing.
- 10 hours of classes
- Class capped at 10; minimum of 5
$500/student
More in-depth coverage of everything in “The Basics” and “Going Deep,” plus fraud protection, major purchases, and giving.
- 15 class hrs + 1 hr coaching
- Class capped at 5; minimum of 3
$1,500/student
The Basics
Five hours, live online
We’ll do something most financial educators don’t do: look closely at values and align them with your financial life.
In this class, you’ll also:
- Learn the three basic money principles that will enable you to achieve your goals.
- Understand the “why” of budgeting and the four basic elements of any effective budget.
- Learn the basics of how banks work and the different kinds of accounts they offer, and match your goals with each type of account.
- Gain a framework for determining when, if ever, it’s a good idea to go into debt.
- Understand the pro’s and con’s of credit cards.
- Know what “good credit” means, why it’s important, and how to achieve and maintain a good score.
- Develop skills for talking with a partner about money, determining your money boundaries, and recognizing financial red flags.
Going Deep
10 hours, live online
Deeper coverage of everything in “The Basics”
In this class you will also:
- Learn what you need to know on your first “real” job, including the why’s and how’s of salary negotiation, how to compare job offers, developing a strategy for career progression, and the specifics of W-4’s, W-2’s, and pay stubs
- Understand taxes! We will demystify the different kinds of taxes, how tax rates and brackets works, and what it means to “do your taxes.” You’ll know what taxes come out of your paycheck and ways to reduce your tax burden (and save for retirement at the same time).
- Learn about the awesome power of compounding returns and the benefits of long-term investing; know the pro’s and con’s of different kinds of investments, including index funds, managed mutual funds, and individual stock-picking; know what stocks and bonds are and how they work; understand the benefits of diversification; know what asset allocation is and why/when it’s important; become familiar with the impact of fees on investments; understand risk and begin to think about your level of risk tolerance; know what to ask of a potential financial advisor.
All In
15 hours, live online
Bonus: one hour of individual financial coaching for each participant
Deeper coverage of everything in “The Basics” and “Going Deep”
- In this class you will also:
- Gain practices for reducing the likelihood that you’ll be the victim of fraud. You’ll understand the different fraud protections available for credit cards and debit cards; know how to recognize and prevent identity theft, and learn what to do in case it does happen. You’ll also recognize common methods scammers use and know how to avoid them.
- Come away with a framework for making decisions about major purchases (like a car), including weighing the pro’s and con’s of buying new or used, or leasing, and understanding financing.
- Understand the relationship between giving and happiness; explore the problems you want to help solve and the causes you want to support; know how to research charities to see if they are legitimate, effective, and use donations wisely; create a “Giving Blueprint” to inform your giving choices going forward.
- Bonus: each participant receives one hour of individual, personalized coaching to review income, spending, debt, and more.
Classes created at custom times to accommodate your group!
Custom Financial Education Classes
Let’s talk about the specific needs of your group and how a custom class, in person or online, can meet those needs.
All classes taught by Debra Jacobs, AFC, financial coach and educator with an Ed.M. from the Harvard Graduate School of Education and decades of experience teaching, coaching, and working with learners of all ages.